Cardonio believes that digital currencies will be the major currency being used internationally in the next 10 years. We have developed an exciting concept providing crypto-backed loans, instant international fiat transfers and credit cards to customers globally.

CFGT is our ERC- 20 Token. ERC-20 is a technical standard used for smart contracts on the Ethereum blockchain for implementing tokens. Purchase and holding of the token is required if you want to order one of the Cardonio VISA credit and debit cards.

When your card is ready to to be dispatched, we will notify you to update the app and deposit the CFGT in your CFGT wallet in the Platform - that is when you will need them. When you buy them, is entirely up to you.

Cardonio will add value buy adding tech to our platform and products. With a large Marketing budget to drive demand and introducing methods to reduce supply. Our road map will be review every 6 months to included new features and mobile apps.

After the final stage of the token sale CFGT will be immediately available on numerous exchanges.

The great thing about Cardonio is that you can load as many up as you want, you are welcome to also use different cards for different international currencies.

No fees.

Yes.

Monthly.

Yes we will be allowing supplementary cards.

If you are to lose or get your card stolen then as a cardholder, you will be able to block it instantly from the Cardonio Site. There are daily spend limits on number of transactions and volumes, any suspicious activity (ie. online purchase with higher than customer average spend at a new merchant) is likely to be caught by our processing platform, resulting in declined transactions. Lastly, as a cardholder you will be able to file a chargeback just like you would with your credit card.

Yes there is - please see the different card types and benefits for holding.

Detailed shipment dates for each of the countries depend on number of customers signing up and completion of local compliance requirements by Cardonio. You will be notified within the platform when your card is ready to be shipped.

You can use your digital or actual card in any country that accepts VISA.

This is a very good point and technically Visa won’t be working with Cardonio directly. We have secured a white label partnership who will act as our processing platform which is a MasterCard® and Visa® accredited processor. They are Level 1 PCI DSS compliant. Based out of the UAE, the Company and has an end-to-end solution that includes payment processing from both Visa and MasterCard.

Our business model is very simple, Cardonio will put up the funds (Fiat) with our white label partner to offer its customers a line of credit. Our customers will use crypto as security against that line of credit in fiat. We make money on the settlement of the account 30-90 days later.

We are working with industry experts who are providing our core team the skills required while we internal recruit and attract talent in the blockchain industry. As we build our team over the next 12-24 months we’ll update our team section to keep the market constantly informed.

Thats correct, we are a new Company and constantly focused on building our brand and trust within the community.

Unlike many other crypto cards our business model is focused primarily around (Cardonio) having large amounts of fiat currency in escrow with our payment processor and offering a service to the crypto community to make the exchange from crypto to fiat a easy and seamless experience. A large portion of funds raised will be needed to secure credit card / fiat account balances. The token phase prices will reflect the achievements and goals at each stage of our growth over the next 6 months. Our business in 6 months will be 100 times more attractive to investors as we prove the business model and build a strong community.